The debt crisis is taking over my life. And I’m not talking about the plummet of the DOW. I’m talking about my personal bank account and the incredibly disproportionate ratio between its balance and my student loan totals. Whatever crazy bank analyst decided it was appropriate and reasonable to loan me enough money at age eighteen to spend four years at one of the most expensive schools in country must be in cahoots with the other lunatic that sent me abroad to write my Master’s thesis. I am swimming in debt. Combined with my New York City rent, I’m pretty…